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Buying a property is a big decision

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Obtain a Pre-Qualification Certificate

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Find the right property that meets your needs

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Understand the cost involved in purchasing a property

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Purchasing the property

Your checklist of items that you will need once your offer has been accepted by the Seller:

Your latest payslips (3 months)

The last 3 months of your bank statements obtained and verified from your bank.

2 years of financial statements

Confirmation letter of your income from your Accountant

Your latest up-to-date management accounts if you financials are older than 6 months

IT34 or IRP5 or a letter from a registered bookkeeper/accountant confirming your personal income

Proof of your current address for FICA verification

RSA bar-coded ID book.

Your passport. If you are a temporary resident in South Africa, include your Temporary Resident Permit from the South African Department of Home Affairs.

The Trust Deed and Master’s Letter of Authority

Moving in (Taking ownership of your property)

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Maintaining your property

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Managing your home loan repayments

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Building assets and growing your wealth

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Relax knowing that your legacy is secure.

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